Privacy Policy
At Nuestro
Banco, we believe the basis of each customer relationship is trust. You have
chosen to do business with Nuestro Banco, and we will honor that relationship
with great care, beginning with the information you have chosen to share with
us. We believe that your privacy should not be compromised. At the same time,
we want to provide you a variety of financial products and services to help you
accomplish your financial goals. We believe we can do both through Nuestro Banco
Privacy Policy outlined below.
1. ACKNOWLEDGEMENT OF A
CUSTOMER'S EXPECTATION OF PRIVACY
Nuestro
Banco respects your right to privacy. As a valued customer the confidentiality
and protection of your information is one of our fundamental responsibilities.
And while information is critical to providing quality service, we recognize
that one of our most important assets is our customers' trust. We take this
trust seriously and have designed procedures to prevent misuse of this
information.
2. COLLECTION AND RETENTION
OF CUSTOMER INFORMATON
Nuestro
Banco collects, retains, and uses information about you only when we believe it
will help us to provide products, services and other opportunities to you. We
collect and retain information about you only for specific business purposes.
We will tell you why we are collecting and retaining the information upon your
request. Nuestro Banco uses information to protect and administer your records,
accounts and funds; to comply with certain laws and regulations; to help us
design or improve our products and services; and to understand your financial
needs so that we can provide you with quality products and service.
3. MAINTAINING ACCURATE CUSTOMER
RECORDS
Nuestro
Banco continually strives to maintain complete and accurate information about
you and your accounts. Should you ever believe that our records contain
inaccurate or incomplete information about you, please notify us. We will
investigate your concerns and correct any inaccuracies.
4. LIMITING EMPLOYEE ACCESS
TO INFORMATON
At Nuestro
Banco, employee access to customer information is limited to those with a
specific business reason to know such information. Our employees are trained on
the importance of maintaining the confidentiality of customer information and
the Privacy of customer information. Employees who violate the confidentiality
and privacy principles will be subject to disciplinary measures.
5. SECURITY PROCEDURES
PROTECT YOUR INFORMATION
Nuestro
Banco is committed to the security of your financial and personal information.
All of our operational and data processing systems are in a secure environment
that protects your account information from being accessed by third parties.
6. RESTRICTIONS ON THE
DISCLOSURE OF ACCOUNT INFORMATION
Nuestro
Banco does not reveal specific information about your accounts or other
personally identifiable data to parties outside our bank for independent use
unless:
1. |
|
You request or authorize it; |
2. |
|
The information is provided to
help complete a transaction initiated by you; |
3. |
|
The information is provided to
a reputable credit bureau or similar information reporting agency; |
4. |
|
The disclosure otherwise is
lawfully permitted or required. |
| |
|
|
Nuestro Banco does not provide
account information to companies for the purpose of independent telemarketing
or direct mail marketing of any non-financial products or services.
7. MAINTAINING CUSTOMER
PRIVACY IN BUSINESS RELATIONSHIPS WITH THIRD PARTIES
When Nuestro
Banco conducts business with a third party, it requires its vendors and
suppliers to maintain similar standards of conduct regarding the privacy of
personally identifiable customer information provided to them.
8. PROVIDING PRIVACY
INFORMATION TO CUSTOMERS AND RESPONDING TO INQUIRES
Nuestro
Banco recognizes and respects the privacy expectations of our customers. We
want our customers to understand our commitment to privacy in our use of
customer information. As a result of our commitment, we have developed these
Privacy Principles, which are made readily available to our customers.
Customers who have questions about these Privacy Principles or have questions
about the privacy of their customer information should call Nuestro Banco at 1-800-381-9061.